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Investing

How to calculate dividend income

Enter what you invest, the dividend yield, how fast dividends and prices grow and the tax on dividends. You see how the portfolio and your dividend income grow year by year, with dividends reinvested or paid out — and how much capital a monthly dividend income needs.

Portfolio at the end
199,068 $
Dividends in the last year
5,751 $
That is per month
479 $
Dividends in total
51,058 $
1: You put in 13,600 $, Growth 965 $12: You put in 17,200 $, Growth 2,253 $3: You put in 20,800 $, Growth 3,889 $4: You put in 24,400 $, Growth 5,896 $5: You put in 28,000 $, Growth 8,300 $56: You put in 31,600 $, Growth 11,131 $7: You put in 35,200 $, Growth 14,417 $8: You put in 38,800 $, Growth 18,193 $9: You put in 42,400 $, Growth 22,491 $10: You put in 46,000 $, Growth 27,350 $1011: You put in 49,600 $, Growth 32,809 $12: You put in 53,200 $, Growth 38,910 $13: You put in 56,800 $, Growth 45,700 $14: You put in 60,400 $, Growth 53,226 $15: You put in 64,000 $, Growth 61,543 $1516: You put in 67,600 $, Growth 70,704 $17: You put in 71,200 $, Growth 80,771 $18: You put in 74,800 $, Growth 91,807 $19: You put in 78,400 $, Growth 103,881 $20: You put in 82,000 $, Growth 117,068 $20
You put inGrowth

Capital for a monthly dividend income

Capital needed
403,361 $
YearPortfolio at the endDividends in the last yearDividends in total
114,565 $421 $421 $
219,453 $562 $983 $
324,689 $713 $1,696 $
430,296 $875 $2,571 $
536,300 $1,049 $3,620 $
642,731 $1,235 $4,855 $
749,617 $1,433 $6,288 $
856,993 $1,647 $7,935 $
964,891 $1,875 $9,809 $
1073,350 $2,119 $11,928 $
1182,409 $2,381 $14,309 $
1292,110 $2,661 $16,970 $

The result is an estimate for orientation, not financial advice or an offer. Actual terms are set by your bank or provider.

How we calculate

Each year your deposits are added, the portfolio grows by the price growth, and dividends are paid as value × yield × (1 − tax). Reinvested dividends are added to the portfolio.

The yield then changes with dividend growth over price growth: yield × (1 + dividend growth) ÷ (1 + price growth).

Capital for a monthly income = monthly income × 12 ÷ (yield × (1 − tax)). Dividends are not guaranteed and can be cut; this is a simplified model, not a forecast.

Formulas and rates checked: 10/21/2026

Questions

What dividend yield should I use?
The current yield of the fund or shares you look at, from the provider. Try a few values — yields change.
Which tax do I enter?
The tax actually taken from your dividends: withholding tax abroad plus any tax at home. It depends on the country and your situation.
Reinvest or pay out?
Reinvesting makes the portfolio and future dividends grow faster; paying out gives you income now. Switch to compare.