Mortgages, loans, investing and VAT
Know the numbers before you sign
Free finance calculators: mortgage and loan payments with a full schedule, APR from the fees, how an investment grows after fees and inflation, and VAT with current rates by country. Every calculator shows how it calculates.
- Mortgage calculatorMonthly payment, total interest and a full amortisation schedule — with extra payments and a second rate to compare.→
- Loan calculatorMonthly payment, total cost and APR from the fees — compare up to three loan offers side by side.→
- Investment calculatorHow a one-off deposit and a monthly amount grow with compound interest — after fees and inflation.→
- Fee impact calculatorHow much a 1–2 % yearly fee takes from your investment over 10, 20 or 30 years — two funds side by side.→
- Dividend calculatorHow your dividend income grows when you reinvest — and how much you need for a monthly dividend income.→
- Currency conversion costWhat the exchange fee on every purchase of foreign shares or ETFs costs you over the years — including the lost growth.→
- FIRE calculatorWhen could you live off your investments? Your FIRE number and how many years it takes to get there.→
- VAT calculatorAdd or remove VAT with the current rates of each country — single amount or a list of items.→
The result is an estimate for orientation, not financial advice or an offer. Actual terms are set by your bank or provider.